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SuretyScience

  • Artificial Intelligence Is Reshaping Surety Underwriting and Bond Issuance

    Traditional Surety Processes, Methods, and Systems Are Losing Relevance As Technology Rapidly Accelerates 

    ​Future-Proof Your Surety Book Of Business Before It's Too Late!

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What Surety Leaders Are Saying About Traditional Processes

“The traditional Surety business model constrains growth, capping organic expansion at only 6% - a clear barrier to unlocking full market potential.”

Artificial Intelligence will revolutionize Surety—arguably more than any other insurance line—because the industry has been slow to modernize. Companies that move beyond traditional, manual operating models and adopt agentic, AI-driven automation won’t just break the growth ceiling; they’ll dominate the market and leave competitors behind.

What Insurance Executives Are Saying About Traditional Processes

"40% of every insurance dollar gets burned in inefficiency.  Insurers, brokers and agents who adopt “frontier” models will disrupt the industry and outpace rivals."

Frontier organizations reimagine their core operations, cultural norms, and business models around Artificial Intelligence (AI) and agentic applications. This deep transformation enables them to unlock efficiencies, accelerate decision-making, and create entirely new value propositions that traditional approaches simply cannot deliver. By embracing AI as the foundation—not an accessory—these organizations position themselves to lead in a rapidly evolving market.

What Insurance Technology Leaders Are Saying About AI

"Core modernization is no longer the destination—it’s the starting point.  The opportunity now lies in orchestrating data, workflows, and AI so insurers can adapt instantly to market changes."

Many Surety professionals mistakenly believe that building their own technology gives them a competitive edge. In reality, most of these systems simply replicate traditional, manual processes—processes that would collapse without human intervention. True automation means a system that can independently evaluate Surety accounts and make bond decisions on its own.

What Leading Insurance Industry Analysts Are Saying About AI

"By 2026, organizations that embrace human-AI fusion will outperform those relying on AI alone by 40% in complex decision-making"

That's a dramatic single year leap from less than 5% in 2025. Human-AI fusion combines the analytical power of artificial intelligence with human judgment and creativity, creating a synergy that drives superior problem-solving, innovation, and strategic decisions.

​​​Our Products & Services

The Data That Fuels Surety AI & Automation

Structured, high-integrity data necessary for predictive analytics, risk modeling, and intelligent underwriting and automated decision making.

Surety AI Development & Implementation

Architecture, design, full-stack development, cloud integration, and deployment of scalable, secure AI-enhanced solutions tailored to enterprise environments.

Information Security & Certification Assistance

Enhance your security posture and achieve compliance with industry-leading standards, including SOC 2 and ISO 27001, through tailored risk assessments, policy development, and control implementation.

Surety Process Transformation

Optimizing traditional surety processes is critical to enabling automation and unlocking the full potential of AI-driven capabilities.

Software Vendor Selection & Negotiation

Assistance from seasoned professionals who have successfully developed and implemented technology solutions at many insurers, brokers and agencies.

Technology Return on Investment Analysis

Justify technology investments by demonstrating measurable outcomes—such as boosting premium growth, accelerating time-to-market, enhancing customer satisfaction, and simultaneously reducing operational costs and underwriting risk.

Surety Technology Consulting & Expertise

Expert guidance and proven solutions rooted in over three decades of technology leadership and hands-on execution specifically in the Surety industry.

Change Management
​Guidance

Vital to the successful development and implementation of technology, ensuring stakeholder alignment, minimizing resistance, and fostering lasting adoption. 

Industry Insights

We provide valuable intelligence on the Surety industry to support strategic decisions in terms of M&A, talent management, and competitive positioning. In addition, we offer expert guidance on insurance-related enterprise systems and Information Security best practices.